Credit Card Payoff Calculator
See how long it may take to pay off your credit card and how extra payments can reduce interest.
Current balance
$8,000Monthly payment
$350Interest saved vs. minimum
$0Payoff schedule
Review your credit card balance and interest by year.
| Year | Starting balance | Payments | Interest paid | Ending balance |
|---|
How this payoff calculator works
The calculator applies the stated APR monthly, adds any new charges, then applies your selected payment. Credit card terms and minimum-payment rules vary, so use this as a planning estimate only.