Home Equity Calculator

Estimate how much equity you have in your home and how much may be available to borrow.

Property details

Total debt secured by home

$280,000

Maximum borrowing limit

$400,000

Forecast equity at end

$299,637
Available equity is an estimate. Lenders set their own underwriting, LTV and credit requirements.

Home equity forecast

See how projected home value growth may change your equity over time.

YearHome valueTotal debtHome equityAvailable equity

How this home equity calculator works

Home equity is the current home value minus the mortgage balance and other secured liens. Available equity estimates the amount below your selected loan-to-value limit. It is not an approval or valuation.