Mortgage Affordability Calculator

Estimate the home price and mortgage payment that may fit your income, debts and down payment.

Affordability details

Estimated loan amount

$358,000

Down payment

$80,000

Target DTI

36.0%
This is a planning estimate. Lenders use additional credit, employment and property criteria when approving mortgages.

Affordable price scenarios

Compare estimated affordability at several interest-rate scenarios.

Interest rateAffordable home priceLoan amountMonthly housing costTarget DTI

How this affordability calculator works

This calculator estimates housing costs from your target debt-to-income ratio, debt obligations, and loan assumptions. It is not a pre-approval or lending commitment.